Terms of Use

Effective Date: January 01, 2025
Location: New York, United States

Welcome to SHAFAYAT. By accessing or using our website located at https://shafayat.com (the “Website”), you agree to comply with and be bound by the following terms and conditions. Please read them carefully. If you do not agree to these terms, you should not use this Website.

1. Financial Disclaimer (Not Professional Advice)

The content on SHAFAYAT is provided for informational and educational purposes only.

  • We are not financial advisors, brokers, or tax professionals.
  • Nothing on this Website constitutes professional financial, legal, or investment advice.
  • Financial decisions involve risk. You should consult with a qualified professional before making any financial commitments.
  • SHAFAYAT will not be held responsible for any financial losses, damages, or results based on the information provided on this site.

2. Intellectual Property Rights

Unless otherwise stated, SHAFAYAT and/or its licensors own the intellectual property rights for all material on shafayat.com. All intellectual property rights are reserved. You may access this from SHAFAYAT for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

  • Republish material from shafayat.com.
  • Sell, rent, or sub-license material from shafayat.com.
  • Reproduce, duplicate, or copy material from shafayat.com for commercial purposes.

3. Affiliate Disclosure

SHAFAYAT participates in various affiliate marketing programs. We may earn a commission on purchases made through our affiliate links at no extra cost to you. This helps support the maintenance of our site. Our reviews and recommendations are always based on our honest opinion and research.

4. Advertising & Third-Party Links

Our Website uses Google AdSense and other advertising platforms to show ads. We also provide links to third-party websites (such as banks, credit card issuers, or financial tools).

  • We do not control these third-party websites and are not responsible for their content or privacy practices.
  • Your use of third-party websites is at your own risk.

5. User Conduct

By using this Website, you agree not to:

  • Use the Website in any way that is unlawful or fraudulent.
  • Engage in any data mining, data harvesting, or data extracting.
  • Use this Website to transmit or send unsolicited commercial communications (spam).

6. Limitation of Liability

In no event shall SHAFAYAT, nor any of its officers, directors, and employees, be held liable for anything arising out of or in any way connected with your use of this Website. SHAFAYAT shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this Website.

7. Indemnification

You hereby indemnify to the fullest extent SHAFAYAT from and against any and/or all liabilities, costs, demands, causes of action, damages, and expenses arising in any way related to your breach of any of the provisions of these Terms.

8. Changes to Terms

SHAFAYAT reserves the right to revise these terms at any time as it sees fit, and by using this Website you are expected to review these terms on a regular basis.

9. Governing Law & Jurisdiction

These Terms will be governed by and interpreted in accordance with the laws of the State of New York, United States, and you submit to the non-exclusive jurisdiction of the state and federal courts located in New York for the resolution of any disputes.

10. Contact Us

If you have any questions about these Terms of Use, please contact us at:

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